Accepted answer
Answer first: the practical privacy question is what a payment record reveals and to whom, and the answer differs by method more than most people assume.
Merchant data breaches are the realistic exposure for most people, and the mitigation is minimising what the merchant holds rather than choosing an exotic payment rail.
Keep your own record of every transaction regardless of method: date, amount, reference, and what was ordered. This is the documentation you will need if anything requires resolving.
Card scheme chargeback rules are published and provide a defined dispute mechanism with time limits, which no other common method offers.
No payment method makes an unlawful act lawful, and privacy is not a defence.
Keep your own records whatever you use. You will need them.
7Confirming that a parcel sitting at a facility for six days moved the moment the paperwork was queried and answered. – tenth_of_a_unit 9 months ago add a comment